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No Doc Loans for the Self Employed

Hard Money is No Doc

"No Doc Loan" is the term that most people used to describe Stated Income Loans, No Income Loans, No Ratio Loans and other Reduced Documentation Loans for the self-employed. There have been dramatic changes in mortgage lending since early 2007 and we do not offer any of these loans at this time.

If you absolutely need a no doc loan then we may be able to refer you to a hard money lender. Hard money lenders will typically require you to have 40% or more equity in the property, charge high rates (double digits) and high fees (3 to 5 points), but they can usually get the loan funded.

Contact Us To Find Out More!